Best Soft Pull Credit Cards & Credit-Building Strategies I. Understanding Credit Inquiries: Hard vs. Soft Pulls Hard Inquiry: Triggered by formal credit applications (credit cards, loans, apartments). Lowers credit score
Best Soft Pull Credit Cards & Credit-Building Strategies I. Understanding Credit Inquiries: Hard vs. Soft Pulls Hard Inquiry: Triggered by formal credit applications (credit cards, loans, apartments). Lowers credit score