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ToggleGroundfloor Offers Hands-Off Real Estate Income With Groundfloor Rollover Notes
If you’ve ever wanted real estate income without buying a single property—or babysitting endless reinvestments—Groundfloor gives you a smarter lane. It’s a real-estate crowdfunding platform that lets everyday investors fund short-term, property-backed loans with contributions starting at just $10. Returns typically range around 7%–12% annually (often ~10% depending on loan grade and risk), and you never have to fix a roof shingle to earn it.
Now, Groundfloor has taken the “easy button” even further with Rollover Notes—a simple way to set your principal on autopilot and collect monthly interest while your capital continuously cycles into fresh notes.
Groundfloor offers Why This Brand Works.
Instead of owning a building, you’re essentially the lender. Your capital funds short-term loans (often 6–12 months) to property developers and flippers. The loans are secured by the underlying real estate, and every opportunity is graded (A through D) so you can calibrate risk and reward. You pick your exposure—more conservative grades typically pay a little less, higher-yield grades pay more but carry more risk. With Rollover Notes, Groundfloor streamlines that reinvestment loop so your principal stays productive month after month.
The Big Groundfloor offers Brand Promise: Predictable Income Without the Busywork
Low minimums: Start with $10 so you can diversify across many loans.
Debt-based real estate exposure: Capture interest income from short-term loans instead of hoping for property appreciation.
No investor fees: More of your money goes to work.
Open to everyone: Non-accredited investors welcome.
Monthly interest, automatic reinvestment: Rollover Notes pay interest to your account each month and automatically roll your principal into the next monthly note—unless you cancel within the 30-day window before the next issue.
Clarity on risk: Loan grading (A–D) helps you decide where you’re comfortable.
How Rollover Notes Work (Step by Step)
Issue cadence: New notes—including Rollover Notes—are issued on the 1st of each month.
You earn interest monthly: Your interest is paid out to your Groundfloor account.
Your principal auto-reinvests: When a note matures, the principal automatically rolls into a new Rollover Note with the same term length.
You stay liquid on your terms: Want out? Cancel within the 30-day window before the next monthly issue and your principal won’t roll.
Slightly higher yield: Rollover Notes are designed to offer a bit more than standard Groundfloor Notes and can compete favorably with money market yields.
Think of it as a “set-it-and-forget-it” strategy for short-term, real-estate-backed debt.
What You Actually Get (The Value of this Groundfloor Brand )
Consistent cash flow
Monthly interest hits your account; the principal keeps compounding its opportunity by rolling into a fresh note automatically.
Diversification by design
Because the minimum is so low, you can spread a few hundred dollars across dozens of positions or keep it concentrated in Rollover Notes while you learn the platform.
Friction-free management
No spreadsheets, no hunting for the next note, no “did I reinvest?” anxiety. The system does the heavy lifting.
Control when you want it
Want to pause or exit? Use the 30-day cancellation window before the next note is issued and redirect your capital elsewhere.
Who Rollover Notes Are Perfect For
Busy professionals who want income without the headaches of property ownership.
Cash-management tinkerers looking for higher potential yields than standard money markets while still staying short-term.
New real estate investors who want to learn with $10+ increments and build confidence over time.
Portfolio diversifiers adding an alternative, debt-based sleeve that doesn’t move in lockstep with stocks.
How It Compares
Versus Standard Groundfloor Notes: Rollover Notes aim to pay slightly more and remove the manual reinvestment burden.
Versus Money Markets: Competitive yield potential with monthly interest and a short duration profile, backed by real estate loans rather than Treasurys.
Versus Owning Rentals: No tenants, toilets, or turnovers—just interest income from loans, with grading to help you weigh risk.
Transparent About Risk
All investments involve risk, and that includes short-term, real-estate-backed loans. Borrowers can default; markets can shift; recovery outcomes can vary. Groundfloor helps you gauge risk with A–D loan grades and detailed project information. The keys to being smart here:
Spread your bets. Use the $10 minimum to diversify across many notes.
Match risk to your goals. Choose grades that fit your comfort level.
Use the cancellation window. Keep optionality without babysitting your account.
What: Get Started in Minutes
Where: Groundfloor investor dashboard → Notes tab → Look for “Rollover” notes (green “G” badge)
Why: This is the fastest path to hands-off, higher-yield, short-term exposure with automatic reinvestment.
What: Fund Your First Rollover Note
Where: Select a Rollover Note, choose your amount ($10+), confirm purchase
Why: Puts your cash to work immediately with monthly interest and automatic principal rollovers.
What: Set Your Strategy Rules
Where: Portfolio settings or your personal playbook (notes, reminders)
Why: Decide how much you want compounding via rollovers, and how much you’ll siphon off for other goals once interest hits your account.
What: Schedule a Quick Review Each Month
Where: Your Groundfloor dashboard
Why: Skim results, confirm the next issue date, and decide whether to cancel a roll if you need the principal back.
Sample “Why Now” Callout You Can Use in an Email or Banner
Put idle cash on a short leash. Rollover Notes pay monthly interest and automatically redeploy your principal every month—so you’re never out of the market hunting for the next opportunity.
Frequently Asked Questions (Fast Answers That Convert)
How much do I need to start?
As little as $10 per note—ideal for testing and diversification.
Are there investor fees?
Groundfloor doesn’t charge investor platform fees, so more of your contribution goes to work.
Do I have to be accredited?
No. Non-accredited investors are welcome.
What returns should I expect?
Historically, Groundfloor loans have targeted around 7%–12% annually (with many investors seeing ~10%), depending on risk grade and performance. Rollover Notes aim to beat standard Groundfloor Notes and compete with money markets, but returns can vary, and nothing is guaranteed.
Can I get my money out?
Your interest is paid monthly. Principal rolls automatically, but you can cancel during the 30-day period before the next monthly issue to stop the rollover.
Is this risky?
There’s always risk with lending. Borrowers can default; recoveries take time. Use the grading system and diversify.
Turn $10 Into Monthly Real Estate Income—Automatically
Subhead:
Earn interest every month. Let your principal roll into fresh notes. No fees. No accreditation. No busywork.
Trust Badges Row (suggested):
“Open to Everyone” • “No Investor Fees” • “Monthly Interest” • “Auto Reinvest”
Proof/Clarity Bullets:
Short-term, real-estate-backed loans (typically 6–12 months)
Notes issued on the 1st of each month
Interest paid monthly; principal rolls automatically
Cancel within 30 days before the next issue if you need to pause or exit
Portfolio-friendly minimums and grading for risk transparency
If you’re holding cash for “opportunities,” Rollover Notes make every month an opportunity—without the constant clicking. Start with $10, collect monthly interest, and let Groundfloor’s rollover engine keep your principal moving.
Disclosure: This content is for informational and marketing purposes only and is not financial advice. All investments involve risk, including possible loss of principal. Review Groundfloor’s offering documents and risk disclosures before investing.
